TRICARE Fundamentals Course Practice Test 2025 – Full Exam Prep

The TRICARE for Life program is designed primarily to offer wrap-around coverage alongside Medicare for eligible beneficiaries. This means that TRICARE for Life acts as a second payer to Medicare, helping to cover costs that Medicare does not fully meet. Beneficiaries enrolled in TRICARE for Life can receive comprehensive health care services, including those that Medicare covers, while also enjoying additional benefits provided by TRICARE.

This dual coverage is particularly beneficial for retirees and their families, as it helps reduce out-of-pocket expenses associated with Medicare co-payments, deductibles, and services that might not be covered under Medicare alone.

The other options, while significant in other contexts, do not accurately represent the primary focus of the TRICARE for Life program. The program is not specifically about providing long-term care or exclusively dental care; rather, it encompasses a broader range of services aimed at supporting beneficiaries during their retirement years in collaboration with Medicare. Additionally, while mental health services are important, they are not the central purpose of TRICARE for Life. Instead, the program's core function is to enhance health coverage for military retirees by serving as a supplementary plan to Medicare.